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Get the Best Health Insurance Plan Online in India---Server Name(universalsompoinsurance.gibl.in)

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Most Popular Policies of Universal Sompo Health Insurance

  • Universal Sompo Individual Health Insurance Plan
    This individual health plan offers complete financial protection to policyholders.
    Key features of Individual Health Insurance Plan
    • Add-on cover available
    • coverage for critical illnesses with add-on cover
    • In-house claim-settlement
    • Entry-age up to 55 years
    Buy now
  • Universal Sompo Private Car Insurance Plan
    This comprehensive plan offers coverage against personal accident of the policyholder, damage of his and her car and third party liabilities.
    Key features of Private Car Insurance Plan
    • Liability to paid driver or any workman
    • Availability of add-on covers
    • Coverage against accessories loss
    • Personal accident coverage for passengers
    Buy now
  • Universal Sompo Senior Citizen Health Insurance Policy
    This health plan is designed to cover the treatment expenses of people over 60 years of age.
    Key features of Senior Citizen Health Insurance Policy
    • Domiciliary Hospitalization expenses covered
    • Daily cash allowance available
    • Accompanying persons' expenses are covered
    • Free health check-up in every 3 years
    Buy now
  • Universal Sompo Hospital Cash Insurance Policy
    This health cover offers daily cash allowance for normal hospitalization.
    Key features of Hospital Cash Insurance Policy
    • Lifetime renewal option available
    • Hospital Confinement Benefit is available
    • Intensive Care expenses are covered
    • Availability of Convalescence Benefit
    Buy now

Universal Sompo Allahabad Bank Health Care Plus

This is one of the best policies for those people who want to get a health insurance policy, but are very confused as to which one to go for. The best thing about the Universal Sompo Allahabad Bank Health Care Plus policy is that it covers almost all the required aspects of a health insurance policy. In case the person suffers from certain illness of sudden nature, or he meets with an accident or when he suffers from a disease and immediate surgery is required, the Universal Sompo Allahabad Bank Health Care Plus would provide him the required financial support.

Key Benefits

The other key benefits of the

Universal Sompo Allahabad Bank Health Care Plus

have been discussed in detail as under:

  • Basic hospital expenses:

    The basic expenses such as nursing expenses, room expenses, and the fee as paid to the surgeons and the specialists, blood and oxygen charges etc. are all covered under the Universal Sompo Allahabad Bank Health Care Plus.

  • During Pre and Post Hospitalization:

    As long as the insured is in hospital, all the expenses would be taken care of by the policy and even before 30 days of hospitalization and after 60 days of hospitalization, the policy would provide support.

  • Maternity Expenses

    : The pregnant and lactating mothers can also benefit from the policy.

  • Ambulance Charges and Health Checkups:

    Other additional benefits of the Universal Sompo Allahabad Bank Health Care Plus include ambulance expenses and free health checkups.

  • Funeral Expenses:

    In case the insured dies due to an accident or the disease, the funeral expenses would also be arranged by the Universal Sompo Allahabad Bank Health Care Plus policy only.

Major Exclusions

  • Waiting Period:

    A person has to wait for at least 30 days so as to claim the first illness; any illness treated within this period would not be covered under the policy.

  • Pre-Existing Diseases

    : Any diseases that are present in the insured since long would not be covered till a certain period of waiting time.

Benefits Explained in Detail

The Benefit

The Advantage

01

Cashless Facility

Thanks to the cashless facility, you can now visit the listed hospitals and get the treatment done without paying any cash, since you have the Universal Sompo Allahabad Bank Health Care Plus.

02

Individuals and Families covered

Based upon the choice of the insured, he or his family could be covered.

03

Maternity Benefits

Women can also benefit from the Universal Sompo Allahabad Bank Health Care Plus, since it includes the required maternity benefits

04

Income Tax Benefit

Income tax benefit is also provided under Universal Sompo Allahabad Bank Health Care Plus as per the section 80D of the IT act.

Frequently Asked Questions

  • Who would be covered under the policy?

Generally, only the insured would be covered, but upon the insured’s desire, his/her spouse and 2 kids can be covered under it. In any case, the parents of the insured would not be covered.

  • Is co-payment available?

Yes, for the insured over the age of 55 years, 20% co-ay facility is available.

  • Is the policy renewable for lifetime?

Yes, the policy is renewable for lifetime, up to 80 years of age of the insured.