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Get the Best Health Insurance Plan Online in India

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Most Popular Policies of Universal Sompo Health Insurance

  • Universal Sompo Individual Health Insurance Plan
    This individual health plan offers complete financial protection to policyholders.
    Key features of Individual Health Insurance Plan
    • Add-on cover available
    • coverage for critical illnesses with add-on cover
    • In-house claim-settlement
    • Entry-age up to 55 years
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  • Universal Sompo Private Car Insurance Plan
    This comprehensive plan offers coverage against personal accident of the policyholder, damage of his and her car and third party liabilities.
    Key features of Private Car Insurance Plan
    • Liability to paid driver or any workman
    • Availability of add-on covers
    • Coverage against accessories loss
    • Personal accident coverage for passengers
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  • Universal Sompo Senior Citizen Health Insurance Policy
    This health plan is designed to cover the treatment expenses of people over 60 years of age.
    Key features of Senior Citizen Health Insurance Policy
    • Domiciliary Hospitalization expenses covered
    • Daily cash allowance available
    • Accompanying persons' expenses are covered
    • Free health check-up in every 3 years
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  • Universal Sompo Hospital Cash Insurance Policy
    This health cover offers daily cash allowance for normal hospitalization.
    Key features of Hospital Cash Insurance Policy
    • Lifetime renewal option available
    • Hospital Confinement Benefit is available
    • Intensive Care expenses are covered
    • Availability of Convalescence Benefit
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Universal Sompo Complete Health Care

The importance of a health insurance is something that we all know about. Anything can happen in life and while it is important to be careful, it also important to have health insurance to be prepared regarding any medical emergencies. There are many companies that offer health insurance and here we would deal with Universal Sompo Complete Health Care in details. This policy would take care of most of your medical expenses so that you can lead a life without any worries.

The

Universal Sompo Complete Health Care

policy offers comprehensive health care plans that reimburse all kinds of medical expenses of a hospital, including outpatient treatment charges and various other value added services. How to choose the plan?

Choosing the plan is easy and there are three steps involved in the same:

  • Family floater or individual basis
  • There are three plan options to choose from viz. Basic / Essential / Privilege
  • The sum insured need to be chosen and

Eligibility

The Universal Sompo Complete Health Care policy is a plan that fits every household and every budget. The eligibility criteria are given below:

Age as on entry

Terms of the policy

Premium Frequency

Minimum

Maximum

18 years for adults and policy holders

91 days for children (dependent)

70 years

1 – 3 years

Single Premium

For children under floater plan, the age is 1 day

Dependent children would be covered under the plan for a period of 25 years.

Plan Type

The Universal Sompo Complete Health Care offers the following plans and you have the right to make the choice as per as your individual needs and requirements:

Plan Options

Sum Insured

Floater Basis

Basic

Rs 1 Lakh and Rs 2 Lakh

Rs 1 Lakh and Rs 2 Lakh

Essential

Rs 3 Lakh, Rs 4 Lakh, Rs 5 Lakh

Rs 3 Lakh, Rs 4 Lakh, Rs 5 Lakh

Privilege

Rs 6 lakh, Rs 7 lakh, Rs 8 Lakh, Rs 9 Lakh and Rs 10 lakh

Rs 6 lakh, Rs 7 lakh, Rs 8 Lakh, Rs 9 Lakh and Rs 10 lakh

Thus, under the Basic Plan, the sum insured is either Rs 1 lakh or Rs 2 lakh and under the Essential Plan, the sum insured is Rs 3 lakh, Rs 4 lakh and so on.

Key Medical Benefits offered

The Universal Sompo Complete Health Care policy offers loads of medical benefits and they are:

  • If you are hospitalized for minimum 24 hours, then the plan covers your room charges, intensive care unit charges, nursing charges, operation theatre charges, doctors or surgeon’s fees, blood, oxygen, anesthesia charges, medicines, consumables etc.
  • Your medical expenses when hospitalized for less than 24 hours are also covered under this policy along with as many as 141 day care procedures.
  • It also covers medical expenses when you treatment is taking place at your home when your state of health does not permit you to be taken to the hospital. It should involve treatment exceeding 3 days.
  • Tests and examinations are required prior hospitalization and these costs are also covered under this policy and it should be 30 days before the day of hospitalization. Expenses incurred 60 days before hospitalization would also be covered if you intimate them 5 days before the date of hospitalization.
  • After hospitalization costs like doctor checkup, medicines, etc. are also covered till 60th day from the date of release.
  • Organ donation and treatment expenses are also included under this policy.
  • Transportation cost to the hospital would also be paid depending on the type of plan you choose.
  • Dental treatment costs due to some accident would also be covered.
  • Medical expenses as per your chosen treatment like Ayurveda, homeopathy, Unani would also be covered depending on your plan.
  • If your child is less than12 years of age and needs hospitalization for more than 72 hours, then the policy would also cover your daily expenses so that you can stay with your child.

There are special benefits for pregnant mothers and many more such benefits that make the Universal Sompo Complete Health Care policy a complete health care plan. Costs for spectacles, contact lenses are also covered under this plan if prescribed by a specialist.